Rental properties

Whether you're purchasing your first rental property or adding to your portfolio, getting the right buy-to-let mortgage is crucial to maximising your return. I’ll help you navigate lender criteria, deposit requirements, and interest coverage ratios, so you secure a deal that works for your goals. With whole-of-market access, you benefit from the best available options, not just what one lender offers.

Holiday lets are a growing and profitable niche but they come with unique mortgage rules. Whether you’re buying a coastal cottage or city apartment, I’ll help you find lenders who specialise in short-term lets and understand what’s needed in terms of personal use, rental income projections, and occupancy limits.

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If you own four or more rental properties, you’re considered a portfolio landlord - and mortgage rules can get complex. I’ll help you structure your lending, assess affordability across your portfolio, and find lenders who take a common-sense view of your income and experience. From limited company structures to refinancing multiple properties, I handle the details so you can focus on your investments.